Captives can be an effective tool for privately-held businesses to:
1. Fund for self-insured or uninsured risks;
2. Lower your overall cost of insurance; and
3. Earn profit from insurance requirements.
We have been working with captive insurance solutions since 1992. River Oak Risk is an independent captive management company offering innovative and flexible options that deliver a full range of alternative risk transfer strategies to successful, privately held businesses.
Many captive management companies focus solely on the tax benefits of a captive program. We don’t. Instead, we take a conservative, insurance driven approach. And all of our captives are onshore in states that support captive business.
Our primary focus is on risk management. We work with clients to establish a comprehensive risk management program for their businesses incorporating their existing insurance programs with captive insurance to maximize the business owner’s financial well-being.
We ensure that a captive fits into your overall risk management program – helping you make money on your risks.